Medical Fitness Certificate for all Insurance Policies

Insurance offers a sum assured to the beneficiary of the policy holder upon their death that can help them maintain current lifestyle. While the policy offers substantial coverage, it also attracts lower premiums bases on certain factors like age, medical history and policy duration. Your and your family’s medical history is essential to buy term insurance plans that offer significant benefits at lower premium. Thorough medical tests are done to know the current status of your health, which also decides if your premium rate will increase.